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Once your Innovator Business Checking Account is opened and your debit card is ordered, it should be delivered to the mailing address submitted on your application within 14 days. As you wait for your debit card to arrive, we strongly encourage you to take advantage of our virtual, instant-issue debit cards.

Virtual cards are a secure, convenient way to create and establish a fully customizable card program for your business, which is why we are excited to provide small- and medium-sized businesses (SMBs) with the ability instantly issue virtual debit cards from any device within seconds.  It also gives business owners complete oversight of spending and allows them to transact more securely with no additional fees or setup costs. Virtual cardholders can also earn unlimited 1% cash back on signature-based purchases, just like our physical debit cards. The only difference is they are designed for online or in-person, contactless payments through a digital wallet.



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