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SBA Lending

As an SBA Preferred Lender, we can reduce timing and documentation hurdles and help you achieve your funding goals sooner. Get qualified for an SBA 7(a) loan in less than 10 minutes today!

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Small Business Financing

Accessible financing solutions for your small business.

  • Acquisition & Expansions

    Grow your business with confidence. Finance your expansion or acquire existing operations to reach a larger network.

  • Real Estate and Construction

    Revamp and remodel your current facilities or build a new location with long-term financing options.

  • Partner Buyout

    Change the ownership structure of your business in order to continue moving your business forward.

  • Succession Planning

    Work with our seasoned experts to plan for the next generation to keep the family business growing into the future.

  • Debt Refinance

    Lower your interest rate and increase your cash flow when you consolidate your business debt with us.

SBA Preferred Lender

As an SBA Preferred Lender, we can reduce timing and documentation hurdles and help you achieve your funding goals sooner. Backed by the Small Business Administration, SBA loans typically offer lower down payments and competitive terms.

  • SBA 7(a) Loan

    The SBA 7(a) loan is the most common SBA loan product, offering financing for virtually all business expenses. An SBA 7(a) loan is a good option for working capital, acquisitions, partner buyouts, real estate purchases, refinance and more.

  • SBA 504 Loan

    SBA 504 loans are long-term, fixed-rate financing for real estate purchases and buildouts. Our 504 loans can include acquiring commercial real estate, financing improvements within that real estate, and purchasing large equipment.

Why GrasshopperDrive your business forward with Grasshopper

Grasshopper combines the best of banking technology and years of industry expertise to deliver personalized customer service. We pride ourselves on building relationships and devising effective financing structures that produce optimal results for our clients.

  • Unmatched Speed

    Our PLP status, combined with a cutting-edge digital application, accelerates the funding process by enabling faster documentation submission and verification.

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  • Personalized Experience

    Our team consists of accomplished banking professionals with specialists in multiple industries prepared to design niche financing products for your specific needs.

  • Seamless Loan Process

    With decades of experience partnering with small businesses, our team prides itself in a seamless loan process. We’re available when you need us, and adapt with you.

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Open an Innovator Business Checking account and earn up to 2.25% APY and 1% Cash Back. Plus, earn up to 3.75% APY when bundled with an Innovator Money Market Savings account. No monthly fee and unlimited transactions.

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News & Resources

Grasshopper Debuts Digital Application for SBA Loans

April 18, 2024

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CNN Underscored Money: 12 types of business loans: Which financing option is right for you?

April 16, 2024

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Wall Street Journal: How to Get a Small Business Loan

January 18, 2024

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Tearsheet Talks: State of SBA lending heading into 2024 with Stephanie Dunn

October 20, 2023

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How to Grow Your Business with SBA 7(a) Loans

November 21, 2023

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SBA Issues Notice Announcing Reduced Upfront Fees for 7(a) Loans

October 2, 2023

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Everything You Need to Know About the New 2023 SBA SOP

June 6, 2023

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SBA 504 Loan: Guide to Understanding the Process

April 24, 2023

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The Matt Brown Show: The future of digital banking with Stephanie Dunn

December 9, 2022

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SBA 7(a) Loan: Guide to Understanding the Process

November 29, 2022

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Avoiding SBA Dangers: Brokers need to be aware of borrower and property details that raise red flags

November 19, 2022

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Grasshopper Bank Announces SBA Preferred Lender Status

September 13, 2022

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What is an SBA Loan & How Does it Benefit Small Businesses?

August 25, 2022

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Meet the SBA Lending leadersTalk with a team member

  • Stephanie DunnView Stephanie's Linkedin(847)477-7546[email protected]

    Stephanie Dunn

    Head of SBA Lending

    With over 20 years serving small businesses, Stephanie is a strong advocate and partner for a diverse set of main street businesses. She started her career as a Financial Advisor and Money Manager at Prudential Securities, and during that time discovered her passion for serving small business owners and providing them with thoughtful access to capital. She focuses on targeting niche industries using her deep-rooted industry expertise and passion for effective innovation to provide measurable value. Her career journey has taken her from Live Oak Bank to First Bank, and most recently she launched the SBA practice at IncredibleBank. Stephanie is a native of Montreal Canada, fluent in English and French, with a business degree from McGill University.

  • Shane PiersonView Shane's Linkedin(805)551-7184[email protected]

    Shane Pierson

    SBA National Sales Manager

  • Brian CongelliereView Brian's Linkedin(805)807-7080[email protected]

    Brian Congelliere

    Senior Business Development Officer

Frequently Asked Questions

  • An SBA loan is a type of financing provided by private lenders but backed by the U.S. Small Business Administration (SBA), designed to support small businesses that may not meet traditional lending criteria. This government guarantee allows us to offer loans with more favorable terms, such as lower down payments, longer repayment periods, and competitive interest rates.

  • An SBA 7(a) loan can be used for a variety of purposes, including working capital, buying equipment or real estate or refinancing debt.

  • At this time, we are offering preapprovals for SBA 7(a) loans starting at $250,000 and up, catering to businesses ready to take their operations to the next level with substantial financial support.

  • Applying for a loan does not guarantee automatic approval. Instead, you can undergo a pre-screen process where we gather preliminary information about your business. This helps us determine if you may qualify for an SBA 7(a) loan. Although this initial step is crucial, it does not assure approval, as the final decision depends on a comprehensive evaluation of all the required documentation, verification and loan criteria.

  • In our application process, we conduct a soft pull to pre-qualify you for an SBA 7(a) loan, which does not impact your credit score.

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