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Current as of 11/03/25Interest Rates

This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Minimum Opening DepositMinimum Balance to Earn InterestInterest RateAnnual Percentage Yield
Innovator Business Checking
$0.01 - $24.999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.34%1.35%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Innovator Money Market Savings
$0.01 - $24.999.99$100.00$0.011.54%1.55%
Greater than or equal to $25,000.00$100.00$25,000.0003.06%3.10%
Accelerator Business Checking
$0.01 - $24.999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.34%1.35%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Accelerator Money Market Savings
$0.01 - $24.999.99$100.00$0.011.54%1.55%
Greater than or equal to $25,000.00$100.00$25,000.0003.06%3.10%
CRE Business Checking
$0.01 - $24,999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.34%1.35%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Money Market Savings
$0.01 - $99,999.99$100.00$0.011.49%1.50%
$100,000.00 - $499,999.99$100.00$100,000.001.74%1.75%
Greater than or equal to $500,000.00$100.00$500,000.001.98%2.00%
Balance Credit Rate
Soft dollar credit on DDA balances1.00%1.00%

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