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The transaction cutoff times displayed are times that transactions need to be submitted by in order to guarantee that the bank will send them on the same business day.


ACH (Commercial) 5:30PM ET

ACH (Business) 4:30PM ET

Bill Pay 6:00PM ET

Internal Transfers 5:00PM ET

Loan Advances 3:00PM ET

Loan Payments 3:00PM ET

Mobile Deposit 4:00PM ET

Remote Deposit Capture 4:00PM ET

Wires- Domestic 5:30PM ET

Wires- International USD 2:30PM ET

Wires- Foreign Currency 2:30PM ET

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