The transaction cutoff times displayed are times that transactions need to be submitted by in order to guarantee that the bank will send them on the same business day.
ACH (Commercial) 5:30PM ET
ACH (Business) 4:30PM ET
Bill Pay 6:00PM ET
Internal Transfers 5:00PM ET
Loan Advances 3:00PM ET
Loan Payments 3:00PM ET
Mobile Deposit 4:00PM ET
Remote Deposit Capture 4:00PM ET
Wires- Domestic 5:30PM ET
Wires- International USD 2:30PM ET
Wires- Foreign Currency 2:30PM ET
