Experience the advantage of working with a specialized team that offers expertise to navigate complex deals and secure funding, faster.
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SBA Business Development Officer
[email protected]From prequalification to rapid funding, our SBA Preferred Lender status and knowledgeable team will ensure you get the capital you need quickly and with certainty.
With a streamlined prequalification process and expert guidance, you will know exactly where you stand from day one and can focus your energy on the acquisitions that are most likely to fund.
As a Small Business Administration (SBA) Preferred Lender, we can accelerate the funding process to secure the capital you need faster than traditional lenders.
With decades of experience partnering with small businesses, our team prides itself on a seamless loan process. We’re available when you need us, and adapt with you.
We'll ask you to provide high-level details of your business target so we can review and discuss the structure early on and build a clear, actionable roadmap for your financing.
As an SBA Preferred Lender, we don't have to wait on the government for final approval. Our delegated authority means a faster, more streamlined underwriting process for your acquisition.
We know time kills deals. From final paperwork to the wire transfer, our team works diligently to get you through closing on schedule, ensuring your capital is deployed without any unecessary delays.
An SBA loan is a type of financing provided by private lenders but backed by the U.S. Small Business Administration (SBA), designed to support small businesses that may not meet traditional lending criteria. This government guarantee allows us to offer loans with more favorable terms, such as lower down payments, longer repayment periods, and competitive interest rates.
At this time, we are offering for SBA 7(a) business acquisition loans starting at $500,000 and up, catering to businesses ready to take their operations to the next level with substantial financial support.
One of the biggest advantages of SBA financing is the extended repayment terms, which help keep your monthly payments manageable and protect your cash flow. For standard business acquisitions, terms are typically 10 years. If your acquisition includes commercial real estate, the term can be extended up to 25 years.
Additionally, standard 10-year SBA 7(a) loans do not carry prepayment penalties, giving you the flexibility to pay off the debt early on your own timeline.
Yes, this is an option. We will work with you to ensure the first acquisition is running as expected post-close and remain open to future acquisition opportunities.
Yes, SBA rules require that any individual who has direct and/or indirect ownership of 20% or more must provide an unlimited full guaranty.
SBA and program lenders may require other individuals or entities to provide full or limited guaranties of the loan without regard to the percentage of their ownership interests.
SBA requires 100% of all direct and indirect owners to be U.S. citizens or U.S. nationals and have their principal place of residence in the United States, its territories, or possessions.
Applying for a loan does not guarantee automatic approval. Instead, you will undergo a pre-qualification process where we gather preliminary information about your business to determine if you may qualify.
Although this initial step is crucial, it does not assure approval, as the final decision depends on a comprehensive evaluation of all the required documentation, verification and loan criteria.
Give us a brief overview of your acquisition target so we can discuss the best path to help you fund it.
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