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Start your journey with Grasshopper

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Account Options

  • Small Business Checking

    Feature-packed checking accounts with powerful digital tools for small- and medium-sized businesses to streamline their finances, optimize cash flow and keep business moving forward.

    Open an Account
  • Startup Checking

    Secure operating accounts with powerful digital tools for early stage companies scaling for growth, seeking to raise capital, or funded by institutional investors.

    Open an Account
  • Small Business Savings

    High-yield savings account with innovative digital banking tools built for modern small businesses.

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  • Startup Savings

    High-yield savings account with innovative digital banking tools built for venture-backed startups.

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  • SBA Lending

    Accessible financing solutions built to help grow your small business with confidence. Get qualified for an SBA 7(a) loan in less than 10 minutes today!

    Apply Now
  • Venture Capital & Private Equity

    Secure operating accounts, powerful treasury management tools, flexible financing solutions and industry experts committed to meeting the unique needs of your firm and supporting every stage of a fund's lifecycle.

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  • Embedded Finance

    Revolutionize your business and achieve seamless scalability with our innovative digital platform, modern APIs and expert team, supporting you as you navigate the demands of rapid growth.

  • BaaS

    Modern API connections, flexible products and an experienced team to help navigate the regulatory environment and work tirelessly to get you to market quickly.

  • Corporate API Banking

    Modern API connections, digital solutions and industry experts to help you automate transactions and payments, reduce expenses and unlock your ability to scale efficiently.

  • CRE Lending

    Flexible commercial real estate financing and quick decisioning to help with your investing needs.

Frequently Asked Questions

  • Through our partnership with Ramp, the #1 corporate card and finance platform, clients can apply for a corporate card on a referral basis in as little as 15 minutes. As a bonus, clients will also receive a $500 Amazon eGift Card after spending $1,000 within 30 days of account opening.

    Benefits of a Ramp Card:

    • Free 5-in-1 finance automation software
    • Unlimited physical & virtual cards with up to 20x higher limits than traditional offerings 
    • Zero-touch expense software with receipt automation, blazing fast bill payments, and seamless accounting integrations to close your books 8x faster
    • Uncapped 1.5% cash back and spend insights that save customers an average of 3.3% annually.

    For venture capital and private equity management companies interested in apply for a Ramp card, we recommend applying post-fund closing if management fees will be a primary revenue source. If you have further questions, please reach out to your Relationship Manager directly.

    To learn more about Ramp and how to unlock your exclusive offer for a $500 sign-up bonus, click here.

     

     

     

     

  • Yes! We are pleased to offer both Wholesale and Retail Lockbox Services, as well as Integrated Receivables for our clients.

    Wholesale Lockbox Service

    • State of the art image-based service with all documents imaged and made available SAME day
    • A daily PDF report of all scanned documents that is provided via email, FTP, or online delivery

    Retail Lockbox Service

    • State of the art image-based service with all documents imaged and made available SAME day
    • Support for OCR A, OCR B, various Bar Codes, and E13B font
    • Support for alpha and/or numeric scan lines, any check digit routine, and AR file in any format
    • Online exception item decisioning and processing (real-time)
    • Web-based online image and report access with endless number of users

    Integrated Receivables

    • Integrate lockbox, eCheck, ACH, and wires into a single payments workflow
    • Remit electronically (via email or online portal)
    • Online bill presentment and payment module
    • Smart matching of invoices and bills to payments received

    For more information about our Lockbox Services, please contact your Relationship Manager directly or send an email to [email protected].

  • At Grasshopper Bank, cryptocurrency transactions and entities are considered regulated and specialized business activities. To ensure a compliant and sustainable banking relationship for all our clients, regulated and specialized business activities may require a tailored due diligence process. If your business operates in a regulated or specialized vertical, our team will partner with you to gather the necessary information and documentation, such as applicable licenses or registrations, both during onboarding and throughout our relationship.

    For more information, please refer to our Regulated & Specialized Activities Guidelines.

  • At Grasshopper Bank, we welcome innovators across a diverse range of industries. We understand that your business may operate in a field with specific rules or unique needs, and we’re here to support you. For more information, please refer to our Prohibited & Restricted Activities Guidelines.

    If you’re unsure whether your business or activities are permitted, please contact Client Services.

  • Grasshopper Bank is a member of the FDIC, which means your deposits are insured up to $250,000.

    Our sound banking practices along with enhanced security features, such as dual control and multi-factor authentication, also help to ensure your account is secure.

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